Drivers: check car insurance policies before driving in EU 

Drivers: check car insurance policies before driving in EU

New research has found that half of UK motorists drive abroad without checking the limitations of their car insurance policies, even if they don't think they have full coverage abroad.

The survey from esure found that only one in ten people speak to their car insurance providers before travelling in the EU, while 27 per cent would rely on their car insurance documents to see if they were covered.

Mike Pickard, head of risk underwriting at esure, remarked: "It is crucial for motorists who intend to take their cars to Europe to call their insurer and tell them that they want to extend the level of cover they have for driving abroad."

"It is also vital that motorists understand the basic rules and regulations for driving on foreign roads and be fully prepared by planning their journeys, carrying the essential equipment and giving their car a maintenance check before setting off," he concluded.

The survey discovered that some 46 per cent of British motorists drive illegally in France, Belgium and Germany by not having a warning triangle, adjusting headlights and a GB sticker.

If car insurance policies do not provide for cover abroad, most car insurers can provide additional car insurance cover - not to be confused with travel insurance, which hardly ever covers motor vehicles, according to esure.
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