Diversity of car crime highlights need for car insurance 

Diversity of car crime highlights need for car insurance

New data from HPI suggests that all vehicle types are susceptible to crime, highlighting the need for car insurance.

Detailed analysis of the HPI database reveals that whilst supercars and luxury vehicles remain the most common targets for criminals, family and city cars are also at great risk.

The HPI database checks the background of vehicles to reveal whether they are stolen, written off, have a mileage discrepancy or have outstanding finance against them.

Its data shows that whilst performance cars are more likely to be written off or have their number plates transferred than family cars and coupes, they are less likely to have their mileage altered. Family cars and coupes are actually at the top of HPI's mileage discrepancy register

Similarly, while supercars and luxury vehicles are shown to have the highest risk of being stolen, coupes and executive cars are also prominent targets for theft.

And 4x4s, which do not appear on any of HPI's other registers, are highly likely to appear on the outstanding finance register.

Daniel Burgess, automotive director, commented: "Close analysis of this data reveals that dealers must not be complacent when it comes to the middle of the range vehicles such as family cars. Unsurprisingly, luxury and performance cars are high risk, but the hit rates highlight the need for dealer awareness across the entire range of vehicles."

The database's diverse findings underlines the importance of having full car insurance cover to protect against theft and other car crimes, whatever type the car is.
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